This Week in Fintech is a digest of all things financial technology, brought to your inbox each Friday.

Recommended Long Reads

Books

• A Piece of the Action: How the Middle Class Joined the Money Class (h/t Jon Coffey)

• Against the Gods: The Remarkable Story of Risk (h/t Jonah Crane)

• Debt: The First 5,000 Years

• Fintech: The New DNA of Financial Services (h/t Alexey Likuev)

• The Ascent of Money: A Financial History of the World

• The Blue Sweater: Bridging the Gap Between Rich and Poor in an Interconnected World

• The Financial Diaries: How American Families Cope in a World of Uncertainty

• The Most Fun I Never Want To Have Again: A Mid-Life Crisis in Community Banking (h/t Alexey Likuev)

• The Unbanking of America: How the New Middle Class Survives (h/t Ohad Samet)

• This Time Is Different: Eight Centuries of Financial Folly

• Payment Systems in the US (h/t Saira Rahman)

• Credit Where It's Due: Rethinking Financial Citizenship (h/t Nina Mohanty)

Articles

• Fintech Infrastructure 101 - Overview & Market Landscape

• When Bitcoin Grows Up

• Vertical Neobanks

• What Will Bitcoin Look Like in Twenty Years?

• Developing a global financial architecture

• Understanding the Payments Layer Cake

• Fintech’s next decade will look radically different

• Modern Treasury’s ‘Intro to Payments’ Reading List

About the Author

Nik Milanović has spent the last decade working and writing on fintech. He currently works on business development and strategy for Google Pay and Google Finance. He was formerly Head of Strategy at Petal and Director of Strategic Partnerships at Funding Circle. He writes on fintech at Techcrunch and Forbes.

You can find him discussing fintech on Slack at Global Finnovation and Twitter.

Comments, questions, and suggestions for TWIF are always welcome by email at nik@thisweekinfintech.com.

All opinions are solely those of the author. This Week in Fintech covered by US trademark #88675892.