Hello Fintech Friends, For years, competitiveness in the fintech space has prompted many to speculate that we’d eventually see a wave of consolidation and fintech M&A, as banks and large fintechs rolled up small fintechs. The ‘wave’ still has yet to materialize, but it seems to be picking up as banks (JP Morgan, Cross River, Fifth Third) and financial technology providers (Visa, Stash) get more thoughtful about how to use their balance sheets to speed their entry into new markets. More financial services companies than ever seem to be hitting the ‘buy’ button in the build / buy / partner option-set.
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